UNITED
STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
the
Securities Exchange Act of 1934
Date of report (Date of earliest event reported): September 20, 2005
THE ALLSTATE CORPORATION
(Exact name of Registrant as Specified in Charter)
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Delaware |
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1-11840 |
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36-3871531 |
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(State or other |
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(Commission |
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(IRS Employer |
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jurisdiction of |
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File Number) |
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Identification No.) |
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organization) |
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2775
Sanders Road |
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60062 |
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(Address of Principal Executive Offices) |
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Zip |
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Registrant’s telephone number, including area code: (847) 402-5000
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Section 8 – Other Events
Item 8.01. Other Events.
The Registrant is providing the following information on its property catastrophe reinsurance programs:
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State |
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Type of |
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Limit |
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Placed |
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Attachment |
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Connecticut |
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Excess |
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$ |
200,000,000 |
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95 |
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$ |
100,000,000 |
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New Jersey |
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Excess |
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100,000,000 |
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95 |
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100,000,000 |
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New York |
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Excess |
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1,000,000,000 |
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90 |
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750,000,000 |
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North Carolina |
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Excess |
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175,000,000 |
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10 |
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80,000,000 |
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South Carolina |
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Excess |
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435,000,000 |
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10 |
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97,000,000 |
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Texas |
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Excess |
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550,000,000 |
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95 |
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320,000,000 |
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Florida |
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Excess |
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900,000,000 |
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90 |
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Excess of Florida Catastrophe Fund |
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These reinsurance treaties provide coverage per occurrence above each respective attachment to the respective maximum coverage limit according to the percent placed. As an example, for Texas, the Registrant would receive reinsurance coverage per occurrence at 95% of total qualifying personal lines losses between $320,000,000 and $870,000,000.
The Registrant conducts ongoing reviews of its risk and catastrophe coverage and makes changes it deems appropriate. For additional information concerning reinsurance, see the Registrant’s Form 10-K for the fiscal year ended December 31, 2004 and Forms 10-Q for the fiscal quarters ended March 31 and June 30, 2005.
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SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
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THE ALLSTATE CORPORATION |
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By: |
/s/ Mary J. McGinn |
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Name: |
Mary J. McGinn |
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Title: |
Assistant Secretary |
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Date: September 20, 2005 |
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